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Mission
To create an inclusive financial ecosystem by providing integrated financial support to Micro Enterprises through partner lending institutions, ensuring credit reaches the last mile of the economy.
Vision
To be an integrated financial and support services provider par excellence, fostering a sustainable and inclusive growth environment for the small business sector in India.
Purpose
To empower the “unfunded” by bridging the gap between small entrepreneurs and formal credit, driving job creation, social justice, and grassroots economic development.
Pradhan Mantri MUDRA Yojana (PMMY)
Pradhan Mantri MUDRA Yojana (PMMY) is a scheme launched by the Hon’ble Prime Minister on April 8, 2015 for providing loans up to 10 lakh (₹20 lakh for those entrepreneurs who have availed and successfully repaid previous loans under the ‘Tarun’ category) to the non-corporate, non-farm small/micro enterprises. These loans are classified as MUDRA loans under PMMY. These loans are given by Commercial Banks, RRBs, Small Finance Banks, MFIs and NBFCs. The borrower can approach any of the lending institutions mentioned above or can apply online through this portal. Under the aegis of PMMY, MUDRA has created four products namely ‘Shishu’, ‘Kishore’, ‘Tarun’ and ‘TarunPlus’ to signify the stage of growth / development and funding needs of the beneficiary micro unit / entrepreneur and also provide a reference point for the next phase of graduation / growth.
Loan Schemes Tailored For You
Choose from distinct categories based on the current stage and financial requirement of your business.
Shishu Mudra Loan
For New & Small
Business Starters
Up to ₹50,000
- Entry-level loan under PMMY (Shishu category)
- Ideal for beginners, startups & small vendors
- No collateral required for most cases
-
Flexible repayment tenure up to
5 years
Kishore Mudra Loan
For Growing Small
Businesses
Up to ₹5,00,000
- Designed for businesses in growth stage
- Government-backed under PMMY scheme
- Collateral may be required (as per lender norms)
-
Flexible repayment tenure up to
5 years
Tarun Mudra Loan
For Established & Expanding
Businesses
Up to ₹10,00,000
- Designed for business expansion & scaling
- Government-backed under PMMY scheme
- Collateral may be required (depends on lender)
- Flexible repayment tenure up to 5 years
TarunPlus Mudra Loan
For Advanced Business
Expansion
Up to ₹20,00,000
- Extended support beyond Tarun category
- Ideal for scaling & established businesses
- Collateral may be required (as per lender norms)
- Flexible repayment tenure up to 5–7 years
Our Banking Partner
Our platform connects you directly with trusted banks and financial partners for a smooth Mudra loan process. Enjoy faster approvals, secure transactions, and reliable support at every step.
Financial Year Performance & Achievements
FAQs
Have questions about Mudra Loans? Explore our FAQs to learn about eligibility criteria, loan categories, required documents, and how the application process works.
What is a Mudra Loan?
A Mudra Loan is a financial assistance scheme launched by the Government of India under the Pradhan Mantri Mudra Yojana. It provides loans up to ₹10 lakh to small businesses, startups, and entrepreneurs to start or expand their business activities.
Who can apply for a Mudra Loan?
Individuals such as small business owners, shopkeepers, artisans, manufacturers, service providers, and startups engaged in non-farm income-generating activities can apply for a Mudra Loan.
What are the types of Mudra Loans available?
Mudra Loans are divided into three categories:
- Shishu – Loans up to ₹50,000
- Kishore – Loans from ₹50,000 to ₹5 lakh
- Tarun – Loans from ₹5 lakh to ₹10 lakh
Is collateral required for a Mudra Loan?
No, Mudra Loans are generally provided without collateral security, which makes them accessible to small entrepreneurs and first-time business owners.
What documents are required for a Mudra Loan?
Common documents include Aadhaar card, PAN card, business proof, bank statements, address proof, and business plan depending on the loan amount and lender requirements.
Where can I apply for a Mudra Loan?
Applicants can apply through public sector banks, private banks, regional rural banks, microfinance institutions, and NBFCs participating in the scheme.
What is the maximum loan amount under the Mudra scheme?
The maximum loan amount available under the Mudra scheme is ₹10 lakh, depending on the category and business requirements.
What is the interest rate for Mudra Loans?
Interest rates vary depending on the bank or financial institution providing the loan. The rates are usually competitive and based on the applicant’s credit profile and business requirements.
How long does it take to process a Mudra Loan?
Processing time varies by lender, but with proper documentation and digital verification, applications can often be processed within a few days to a few weeks.
Can startups apply for Mudra Loans?
Yes, startups and new entrepreneurs can apply for Mudra Loans, especially under the Shishu category, which is designed to support new small businesses and self-employment initiatives.
We are a dedicated facilitation platform helping Indian MSMEs and micro-entrepreneurs navigate the Pradhan Mantri Mudra Yojana (PMMY) securely and efficiently.
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